In the last several years, the domestic and global insurance markets have seen remarkable advances, and the industry has been forced to develop new coverages and policy forms to adapt to new risks. Frilot understands complex insurance matters and how they impact your interests. For more than 20 years, Frilot’s Insurance Coverage attorneys have rendered coverage opinions, provided strategic advice to clients and litigated coverage and extra-contractual liability disputes.
The Frilot Insurance Group handles a wide variety of coverage matters involving:
- D&O coverage;
- First-party property and business interruption losses;
- Professional liability;
- Construction defect liability;
- Broker liability;
- Allied Health liability;
- Comprehensive general liability policies – primary and excess; and
- Marine Insurance – hull, P&I, cargo and maritime employers liability.
Members of the Frilot Insurance Group include an adjunct professor of Marine Insurance, an adjunct professor of Trial Advocacy at Tulane University School of Law, and a former claims professional.
Representative coverage matters handled by Frilot coverage attorneys involve:
- Coverage opinions in D&O, professional liability, CGL, and Farmers and Ranch liability disputes;
- Litigation under the Louisiana Direct Action Statute which allows an injured person to sue a liability insurer in the same proceeding as the underlying litigation against its insured;
- First-party Hurricane Katrina damage suits involving losses in excess of $40 Million by a New Orleans-based corporation, multi-million dollar claims by restaurant chain franchisees of a Fortune 500 company, a $7 Million constructive total loss of a major hotel in New Orleans, as well as claims by health care professionals, car dealers, warehouse owners, and homeowners;
- Suit by a major oil company (and operator of one of the largest petroleum refineries in the U.S.) seeking recovery of its clean-up costs for environmental liabilities arising from 60 years of operation of the refinery;
- Bad-faith class actions and individual bad-faith suits arising out of massive hail storms in New Orleans that destroyed thousands of roofs;
- Litigation of health care insurance claims seeking market reimbursement rates for out-of-network providers;
- Toxic mold cases involving application of the Absolute Pollution Exclusion; and
- D&O and bad faith claims arising out of a R.I.C.O. suit alleging theft and conversion of millions of dollars of metal products.
Members of the Insurance Coverage Group are active lecturers to clients and industry groups. In 2014, they produced a comprehensive in-house training seminar for a firm client on how to analyze a construction defect claim, and stand ready to assist their clients in training and in-house seminars on coverage matters.